Blade Motor Group Limited are an Appointed Representative of ITC Compliance Limited which is Authorised and Regulated by the Financial Services Authority.

Why Dealer Finance?

Our Specialist Dealer Finance gives you the added convenience of being able to choose your purchase and preferred funding method quickly and from the comfort of our dealership.

We offer a variety of products to suit individual needs and financing this way through us is an easy and convenient option. If you're happy with the finance proposal all you need do is sign the agreements and drive away (subject to underwriting criteria), it couldn't be easier than that.

Dealer Funding is one of the quickest ways to arrange funding for your purchase, 95% of decisions are made within 60 minutes meaning you could be driving away your new car within the hour. No waiting for documents to go back and forth or allow payments to clear.

Products & Services

You've chosen your car and can't wait to get out in it. Now let our Specialist Dealer Finance step in to help you take to the road as simply and swiftly as possible.

Click the links below to view a brief description of each finance product and service that we offer to help you choose the correct options.

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Personal Finance

Packages tailored specifically to private users:

Personal Contract Purchase (PCP).
Hire Purchase (HP).

Personal Contract Purchase (PCP):

Personal Contract Purchase(PCP) is our most popular choice for motor finance due to its flexibility, low initial deposit commitment, low monthly repayments and guaranteed value for the vehicle at the end of the agreement.

This type of finance is ideal if you plan to change your car at the end of the contract period

At the end of the contract you have four options:

Return the vehicle to the finance company. As long as you have not exceeded the agreed mileage, you will have nothing more to pay.

Keep the vehicle by paying off or refinance the outstanding balloon payment or GFV.

Trade-in your car for a new car. You can come back to Blade and part exchange your vehicle for the next new vehicle. If the trade-in value is greater than the GFV, the difference can be used towards a deposit on the next agreement.

Hire purchase:

Hire purchase is a simple and straightforward route to ownership. You agree a deposit to suit your budget and then choose a repayment period, anything between 12 and 60 months, your payments are then spread equally over the period of the agreement.

Once all payments have been made (including the option to purchase fee), you become the owner of the car.

By paying the same each month it's easy to budget.

Indemnities may be required. Subject to Status.

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Business Finance

At Blade Group were experts at meeting the needs of businesses, large or small, offering two main options.

· Finance Leasing

· Lease Purchase

· Contract Hire

Finance Leasing

Is a hire agreement with features specifically designed for business users, and if you are VAT registered there may be even more financial reasons why leasing is for you.
Once you have chosen a car you can decide on a period of between 12 and 48 months. When the agreement ends, and subject to the agreements terms and conditions being met, you may arrange to sell to a third party which could mean you receive a rebate on the rentals.

 

Lease Purchase

A plan developed for business users who'd like the option of owning their bike at the end of the finance term. You choose the repayment schedule, anything between 12 and 48 months and delay paying some of the cost until the end of the agreement.

Furthermore, if your business is not VAT registered, then lease purchase could be an even more attractive option. You're Financial or Tax Advisor should be able to advise you if this applies.

Contract Hire

This payment plan, exclusive to Business Users, effectively allows you to 'hire' vehicles as opposed to owning them. This way, drivers need not be concerned about issues such as residual values or selling the vehicle when the finance term is up. A contract hire agreement from Audi Finance can run over one, two, three or four years.

If you are a VAT registered business a proportion of the rentals may be tax deductible. Contract hire is classified as an operating lease for current taxation purposes, therefore it is regarded differently to 'purchase' contracts so you may benefit from certain tax advantages. Your financial or tax advisor should be able to advise you if this applies.

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Insurance Products

Not only can we help you finance your purchase, for your additional peace of mind we also offer a range of low cost insurance products to benefit you and your vehicle

Guaranteed Asset Protection (GAP)

Unfortunately, your pride and joy may at sometime become victim of a total loss and an insurance payout. Inevitably the payout may leave a finance "shortfall" or" GAP"

Our GAP products cover the difference between what your insurer will pay and what may still be outstanding under your finance agreement if your car was to be written off because of accidental damage, fire or theft our GAP product will return you to the original price you paid should this gap be greater.

 

Warranty

Blade Group offer an extensive selection of used cars, to further enhance your ownership experience we offer a comprehensive 12 or 24 month warranty, providing a welcome safety net in the event that your car might suffer a mechanical or electrical fault

Benefits of our extended warranties include:

· Parts and labour cover

· Unlimited claims during the warranty period

· 12 or 24 month cover available

· Transferable to next owner

Call us in confidence and put us to the test, let us provide you with a no obligation quote for your Car Finance please ask one of our sales team to talk you through the benefits of our low cost comprehensive insurance options.

Alternatively if you wish to discuss in detail how we can assist you with your purchase please contact Blade Financial Services on 01452 387000.


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Terms and conditions apply on all Financial Products.